Summary Plan Documents

These documents contain a convenient summary of the Plans in simple language.  They do not give full details nor do they cover all aspects of the Plans.  Therefore, it should be understood that the statements in these documents are governed by the language of the full Plan documents, and should these summaries differ in any respect from the Plan, then the Plan will control.

Merit Service Retirement Plan - Summary Plan Description

Town of Essex Retirement Plan-Summary Plan Description

Police Retirement Plan - Summary Plan Document