What do I do if I receive a Bad Check?

There are a few guidelines which must be followed for our acceptance and successful
prosecution of a Bad Check.

You must have obtained photo identification of the individual (operator license number written on check is best) or you personally know the individual.

You must make attempts to collect for the bad check on your own (document all phone call attempts).

If unsuccessful in collecting the debt, you must send a letter by Certified Mail/Return Receipt Requested to the person who issued the check.  Your letter must indicate that the person who issued the check has ten (10) days in which to make payment or that you will seek prosecution.

Once all above has been done-call the Essex Police Department and arrange a time to meet with an officer.  Have with you the original check and bank documentation indicating why the check was not honored, a copy of the certified letter you sent to the check issuer and the return receipt as well as your documented telephone log attempts to collect the dept.